Additional Insurance Options

At Atlantic Insurance, we offer a range of additional insurance options to ensure you have the comprehensive coverage you need. Whether you’re seeking protection for your business, assets, or unique situations, our diverse insurance solutions provide peace of mind. Explore our offerings, including public liability, employer’s liability, marine insurance, and more, designed to cover a wide array of risks and needs.

Legal liability in respect of direct loss or damage to property and bodily injuries to third parties arising out of the assured’s operations.

Indemnity against legal liability to employees in respect of compensation for bodily injury including resulting from death by accident or disease arising out of and in the course of employment.

Covers against loss, damage or liability, arising out of an accident occurring during the period of insurance to the extent and in the manner provided in the policy. It covers for

• Damage or loss of aircraft
• Damage to third party property
• Death and Bodily injury to third party
• Death and Bodily injury to passengers

A Bond is an agreement among three parties whereby a surety (Surety Company) guarantees the performance by an individual (called the Principal) of an obligation or undertaking in favor of a third party (called Obligee). The surety company undertakes to indemnify the Obligee for whatever loss he might suffer if the Principal fails to comply with his obligations.

This Insurance covers

Ordinary Transit – protection from fire, sinking or collision of ship (marine), overturn of vehicle (land).

Additional cover:

Total theft – lost or total theft of cargo.

Breakage – break, tear, spilling or loss that a cargo can undergo during the journey until reaching its destination.

All risk of physical loss or damage to insured contract works, plant, and materials.

Additional Cover:

• Maintenance Period
• Debris Removal
• Liability to third parties

We offer Contractor’s All Risk to:

• Proprietor of the Construction
• The Principal Contractor
• Sub-Contractors
• Financing Source

Loss of money (cash, bank and currency notes checks, postal orders, current postage and revenue stamps etc.) whilst in transit or on insured premises, extended to include damage to specific safe/strong groom caused by theft or attempted theft.

This insurance covers loss of or damage to hull, machinery, boat(s), gear, and equipment caused by perils of the seas, rivers, lakes, or other navigable waters; fire; jettison; piracy; contact with dock or harbor equipment or installations; land conveyance; aircraft or similar objects, or objects falling therefrom; earthquake; volcanic eruption; or lightning, provided such loss or damage has not resulted from lack of due diligence by the assured, owners, or managers.

Additionally, it covers loss of or damage caused by accidents during loading, discharging, or moving of stores, gear, equipment, machinery, or fuel; explosions; malicious acts; and theft of the entire vessel or its boat(s). This also includes theft of an outboard motor(s) provided it is securely locked to the vessel or its boat(s) by an anti-theft device in addition to its normal method of attachment, or, following forcible entry into the vessel or place of storage or repair, theft of machinery, outboard motor(s), gear, or equipment.