Fire and Allied Perils Insurance

Fire and Allied Perils Insurance covers against loss by fire and/or lightning. It includes coverage against allied perils such as

  • Explosion
  • Riot & Strike & Civil Commotion
  • Malicious Damage
  • Earthquake &/or Volcanic Eruption
  • Fallen Aircraft and other Aerial Devices Explosion
  • Hurricane, Typhoon, Tornado, Cyclone, Windstorm &/or Hailstorm
  • Road Impact
  • Burst Pipes & Overflow

Additional Cover:

  • Bush Fire
  • Burglary
  • Glass Breakage
  • Business Interruption or Loss of Profit

We offer Fire & Allied Perils cover on:

  • Buildings (Private Dwelling & Commercial)
  • Stock
  • Contents
  • Equipment
Fire & Theft Insurance

Fire & Theft Insurance is coverage against loss by Fire and Allied Perils and theft of insured items

  • Explosion
  • Riot & Strike & Civil Commotion
  • Malicious Damage
  • Earthquake &/or Volcanic Eruption
  • Fallen Aircraft and other Aerial Devices Explosion
  • Hurricane, Typhoon, Tornado, Cyclone, Windstorm and/or Hailstorm
  • Road Impact
  • Burst Pipes & Overflow
  • Theft
Householders Comprehensive

Covers against loss by fire and allied perils, and incidental risk exposure against the following perils.

  • Explosion
  • Riot & Strike & Civil Commotion
  • Malicious Damage
  • Earthquake &/or Volcanic Eruption
  • Fallen Aircraft
  • Explosion
  • Hurricane, Typhoon, Tornado, Cyclone, Windstorm &/or Hailstorm
  • Road Impact
  • Burst Pipes & Overflow
  • Burglary, Housebreaking, Theft or Larceny
  • Accidental Breakage or Collapse of Television &/or Radio Aerial Devices
  • Fallen Trees or parts thereof
  • Loss of Rent
  • Debris Removal
  • Accidental breakage of fixed glass
  • Accidental damage to domestic fuel oil pipes or the
  • Underground water supply pipes,
  • Underground gas pipes or
  • Underground electricity cables extending from the buildings to the public mains for which the assured is legally liable for
  • Public Liability
  • Personal Liability

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