Public liability insurance

woman slipping wet floor

Legal liability in respect of direct loss or damage to property and bodily injuries to third parties arising out of the Assured’s operations.

Employers' Liability

Indemnity against legal liability to employees in respect of compensation for bodily injury including resulting from death by accident or disease arising out of and in the course of employment.

Aircraft Insurance Policy

Covers against loss, damage or liability, arising out of an Accident occurring during the Period of Insurance to the extent and in the manner provided in the Policy. It covers for

  • Damage or loss of aircraft
  • Damage to third party property
  • Death and Bodily injury to third party
  • Death and Bodily injury to passengers


A Bond is an agreement among three parties whereby a surety (Surety Company) guarantees the performance by an individual (called the Principal) of an obligation or undertaking in favor of a third party (called Obligee). The surety company undertakes to indemnify the Obligee for whatever loss he might suffer if the Principal fails to comply with his obligations.


Cargo ship

This Insurance covers

Ordinary Transit – protection from fire, sinking or collision of ship (marine), overturn of vehicle (land).

Additional cover:

Total theft – lost or total theft of cargo.

Breakage – break, tear, spilling or loss that a cargo can undergo during the journey until reaching its destination.

Contractor’s All Risk Insurance

building under construction

All risk of physical loss or damage to insured contract works, plant, and materials.

Additional Cover:
  • Maintenance Period
  • Debris Removal
  • Liability to third parties
We offer Contractor’s All Risk to:
  • Proprietor of the Construction
  • The Principal Contractor
  • Sub-Contractors
  • Financing Source

Cash In-Transit

Loss of money (cash, bank and currency notes checks, postal orders, current postage and revenue stamps etc.) whilst in transit or on insured premises, extended to include damage to specific safe/strong groom caused by theft or attempted theft.

Marine Hull


This insurance covers loss of or damage to hull, machinery, boat(s), gear and equipment caused by perils of the seas, rivers, lakes or other navigable waters, fire, jettison, piracy, contact with dock or harbor equipment or installation, land conveyance, aircraft or similar objects or objects falling therefrom, earthquake volcanic eruption or lightning, and, provided such loss or damage has not resulted from want of due diligence by the Assured Owners or Managers.

It further covers loss of or damage caused by accidents in loading, discharging or moving stores, gears, equipment, machinery or fuel, explosions, malicious acts and theft of the entire Vessel or her boat(s), or outboard motor(s) provided it is securely locked to the Vessel or her boat(s) by an anti-theft device in addition to its normal method of attachment, or, following upon forcibly entry into the Vessel or place of storage or repair, theft of machinery includes outboard motor(s), gear or equipment.